Privacy Policy

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 Effective Date:02/2025

This Privacy Policy outlines how Credit Literacy Solutions LLC we collects, uses, discloses, and safeguards your personal information in relation to the credit consulting services we provide. Your privacy is important to us, and we are committed to protecting your personal information.

Information We Collect

We may collect the following types of personal information:

• Personal Identification Information: Full name, date of birth, address, phone number, email address, and other contact details.

Financial Information: Social Security Number, credit history, income, and any information related to your credit profile and financial status.

Payment Information: Credit card details, bank account numbers, or other payment-related information for service payments.

Other Information: Any other details you provide while using our services.

How We Collect Information

We collect personal information from you when you:

Contact us for services

Fill out forms on our website or through our applications

Provide us with documents needed for credit consultations

Communicate with us via email, phone, or other methods

How We Use Your Information

We use the information we collect to:

Provide credit consultation services

Communicate with you about your credit profile and financial strategies

Process payments for our services

Improve our services and develop new offerings

Comply with legal and regulatory obligations

Disclosure of Information

We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted third parties under the following conditions:

Service Providers: To process payments, manage accounts, or provide operational support for our services.

Legal Requirements: When required by law, such as to comply with legal processes or government requests.

Data Security

We use reasonable technical and organizational measures to safeguard the personal information we collect. While we strive to protect your information, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security.

Your Rights

Access, update, or delete the personal information we have on file. Request corrections to any inaccurate or incomplete information. Opt-out of communications from us at any time.

Cookies and Tracking Technologies Our website may use cookies to enhance your experience and gather non-personal information about your interactions with our site. You may choose to disable cookies in your browser settings.

Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on our website with the effective date noted. Contact Us If you have any questions about this Privacy Policy, please contact us at:

CREDIT LITERACY SOLUTIONS LLC

26 BROADWAY STE 934 NEW YORK, NY 10004

SOSA@CREDITLITERACYSOLUTIONS.COM

Phone:(212)-918-4495 Fax:(212)-918-4495